Finance that moves with real life

Digital crop production finance

Zarkhez-e Scheme

A collateral-free SBP digital financing initiative that helps small farmers access crop inputs, limited cash support, insurance, and agronomy advice.

Main features

The scheme detail, reorganised for faster decisions.

Review the published scope first, then speak with the Agriculture Division to confirm eligibility, current pricing, security, and documentation.

Up to PKR 100,000 per acre

Maximum PKR 1 million for landowners

Maximum PKR 500,000 for tenant farmers

Eligibility up to 12.5 acres in Punjab and Khyber Pakhtunkhwa

Eligibility up to 16 acres in Sindh and 32 acres in Balochistan

Inputs through approved agri merchants, with farmer life and crop-loan insurance

Product information checked against the official page on 23 July 2026. Final approval and current terms remain subject to Bank AL Habib.Official source

Talk to our Agri experts

Reach the team closest to your financing need.

The specialist numbers below reflect the current Agriculture Banking page. The general helpline and branch network remain available for routing and support.

Specialist support

Talk to the Agriculture Division.

Use a specialist line for an agri-finance discussion, or start with the general helpline and nearest branch.