Digital product catalog
Digital Accounts
Compare simplified, full-service, foreign-currency, remittance, women-focused and freelancer account options before moving into the online application.
7
Digital choices
Home
Online opening
2 modes
Conventional + Islamic
At a glance
Match the account to the reason you are opening it.
| Need | Strong starting point | Why |
|---|---|---|
| Simplest start | Asaan Digital | CNIC or SNIC with lighter documentation |
| Full PKR banking | Digital Account PKR | Current or savings with no published transaction limits |
| Foreign currency | Digital Account FCY | Eligible PKR, GBP, EUR and USD options |
| Home remittance | Remit Account | Built for beneficiaries receiving funds from abroad |
| Women customers | Woman / Woman Asaan | Regular and simplified variants for women |
| Freelance income | Freelancer Digital | Payment, remittance and ESFCA-oriented features |
Digital-account catalog
Seven routes, with the important limits kept visible.
Open a product below to review its audience, standout features and any published balance condition.
Minimum documentation
Asaan Digital
A simplified PKR account-opening path for resident Pakistanis who want to begin banking digitally.
Best for
First-time account holders seeking a simpler application
Key features
- CNIC or SNIC plus basic information and self-declaration
- No initial deposit or minimum balance requirement
- PKR 1 million maximum published credit balance
- PKR 1 million maximum published monthly debit limit
Full-service local currency
Digital PKR
A conventional or Islamic PKR account available in current and savings categories with no published transaction limits.
Best for
Resident Pakistanis who need a full-service PKR account
Key features
- Current and savings account options
- No minimum balance or opening/closure service charge
- PayPak debit card and personalised cheque-book facilities
- Mobile banking, netbanking and financing against eligible deposits
Foreign-currency flexibility
Digital FCY
A digital current or savings account for customers who prefer eligible local or foreign-currency options.
Best for
Resident Pakistanis managing eligible foreign currencies
Key features
- Published currency options include PKR, GBP, EUR and USD
- Current and savings account options
- No minimum balance or opening/closure service charge
- E-statements, netbanking, mobile banking and cheque-book facilities
Home remittances
Digital Remit
A digitally accessible PKR account for beneficiaries who receive home remittances.
Best for
Resident beneficiaries of overseas remittances
Key features
- Current and savings options in single or joint categories
- PayPak debit card, cheque book and digital banking
- Monthly profit on the savings variant
- Financing against up to 90% of eligible deposits
Everyday banking for women
Woman
A current or savings account designed for women seeking simplified digital access and relationship benefits.
Best for
Resident Pakistani women aged 18 or above
Key features
- No initial minimum balance requirement
- Cheque book, banker's cheques and digital banking
- Eligible insurance, locker discount and deposit-backed financing
- Discounted auto-loan pricing subject to terms
Simplified banking for women
Woman Asaan
A simplified current or savings account for women, available through conventional and Islamic banking variants.
Best for
Women seeking an Asaan account with lighter documentation
Key features
- Valid CNIC, SNIC or NICOP plus proof requirements
- No initial minimum balance requirement
- PKR 3 million published credit limit
- PKR 1 million published monthly debit limit
Digital access for freelancers
Freelancer Digital
A digitally opened account for individuals earning through freelance work and related remittances.
Best for
Freelancers and independent digital professionals
Key features
- No initial deposit or minimum balance requirement
- Debit card and first cheque-book facilities
- Selected banker's cheques and SMS alerts
- Monthly profit option and Exporter's Special FCY Account access
Product information was reviewed on 24 July 2026. Eligibility, waivers, rates and availability remain subject to the bank's current terms.
Official digital accountsCommon preparation
Have the essentials ready before opening the portal.
Product-specific requirements can vary, but these items cover the common digital opening journey.
Ready when you are
Move from comparison to the official digital application.
Start a new application, resume an existing one, or update your digital account record through Bank AL Habib's secure portal.