AL Habib Digital Account
Open your account online
A guided account-opening journey for resident Pakistanis, with conventional and Islamic options, product comparison, application tracking and biometric verification.
Online
Start from home
7
Product choices
Secure
OTP + biometrics
New application, resume and account maintenance are all available in the official portal.
Go to portalChoose your task
The portal meets you where you are in the journey.
One application, several account paths
Choose the product that fits before you begin.
You can review deeper product details without leaving this redesign, then enter the official portal when ready.
Who can apply
A digital path for different stages of life.
The portal supports individual resident Pakistani applicants across the occupation profiles published by the bank.
Before getting started
Prepare these essentials.
A valid CNIC or SNIC; minor applications require the applicable Juvenile Card, Form-B or CRC.
An active Pakistani mobile number and email address for OTP or OTAC verification.
Source-of-income or source-of-funds evidence, or the applicable self-declaration.
A live photograph and any product-specific supporting documents.
FATCA and CRS information where applicable.
Application flow
Five clear stages from start to verified account.
Start or resume
Begin a new application, continue with your reference number, or maintain an existing digital account record.
Choose the account
Select residency, individual or minor status, banking mode, currency, account product, card and alert preferences.
Complete your profile
Provide contact, branch, personal, occupation, address, declarations and supporting-document information.
Verify and submit
Upload the required documents, capture a live image, review the application and complete OTP or OTAC verification.
Complete biometrics
Finish biometric verification through the AL Habib Biometric Verification app or at an eligible branch.
Frequently asked
The practical questions before account opening.
Who can use the digital account-opening portal?
Individual resident Pakistanis can apply through the portal. Pakistani nationals living abroad are directed to the Roshan Digital Account journey.
Do I need to visit a branch?
The application can be completed from home. Biometric verification can be completed through the AL Habib Biometric Verification app or at a branch.
Can I resume an interrupted application?
Yes. The portal's Resume Application option asks for the application reference number, email address and mobile OTP or OTAC verification.
What documents should I prepare?
Prepare a valid CNIC or SNIC, source-of-income or source-of-funds information, the applicable self-declaration, a live photograph and any product-specific documents.
How do I get application support?
Call (021) 111-014-014 or email info-CDOB@bankalhabib.com for help with the digital account-opening process.
Product information was reviewed on 24 July 2026. Eligibility, waivers, rates and availability remain subject to the bank's current terms.
Official opening pageReady when you are
Move from comparison to the official digital application.
Start a new application, resume an existing one, or update your digital account record through Bank AL Habib's secure portal.